Explore various BCA credit card options with exclusive features, cashback, easy installment plans, and premium services tailored to your needs and lifestyle.
If you’re looking for a credit card that offers maximum benefits, BCA provides a variety of options that cater to your financial needs and lifestyle.
From shopping cashback and low-interest installments to exclusive travel services, each BCA credit card comes with standout features to enhance your transactions.
Here are the best BCA Credit Card options to suit your needs.
1. BCA Everyday Card – A Practical Credit Card for Daily Shopping
For those who frequently shop, the BCA Everyday Card offers attractive benefits, including cashback and year-round easy installments.
Benefits:
- 5% cashback on fuel purchases at non-subsidized gas stations.
- 5% cashback when shopping at Hypermart, Transmart, Lotte Mart, and Giant.
- Low 0.5% installment rate throughout the year.
- Can be used as a Flazz card for toll payments, parking, commuter lines, and busway.
Requirements & Fees:
- Minimum income: IDR 3 million/month.
- Annual fee: IDR 125,000 (primary card), IDR 100,000 (additional card).
2. BCA Card Platinum – Exclusive Credit Card with a High Limit
Designed for high-value transactions, this card offers maximum flexibility.
Benefits:
- High credit limit starting from IDR 20 million.
- Daily cash withdrawals of up to IDR 10 million.
- Exclusive services for priority customers.
Requirements & Fees:
- Minimum income: IDR 10 million/month.
- Annual fee: IDR 250,000 (primary card), IDR 175,000 (additional card).
3. BCA Card Indomaret – Maximum Savings on Indomaret Shopping
This co-branded card between BCA and Indomaret offers exciting promotions for loyal customers.
Benefits:
- Free annual fee with a minimum monthly spend of IDR 500,000.
- 5% discount on Indomaret-labeled products.
- Instant discount of IDR 25,000 (weekends) & IDR 15,000 (weekdays) for purchases over IDR 150,000.
Requirements & Fees:
- Minimum income: IDR 3 million/month.
- Credit limit: IDR 3 million – IDR 19 million.
- Maximum daily cash withdrawal: IDR 4 million.
- Annual fee: IDR 125,000 (primary card), IDR 100,000 (additional card).
4. BCA Mastercard Platinum – Low Installments for Large Transactions
For frequent high-value transactions, this card offers low-interest installment plans.
Benefits:
- 25% installment interest (9-month tenure).
- 75% installment rate (up to 36 months).
- Credit limit starting from IDR 20 million.
- Maximum daily cash withdrawal: IDR 10 million.
Requirements & Fees:
- Annual fee: IDR 125,000 (primary card), IDR 100,000 (additional card).
5. BCA Mastercard Black – Premium Credit Card with Travel Services
The BCA Mastercard Black offers seamless travel experiences with exclusive services.
Benefits:
- BCA Travel Service for passport processing, tickets, and hotel bookings at no extra cost.
- Credit limit starting from IDR 20 million.
- Maximum daily cash withdrawal: IDR 40 million.
Requirements & Fees:
- Annual fee: IDR 450,000 (primary card), IDR 250,000 (additional card).
6. BCA Mastercard Matahari – Special Credit Card for Shopping at Matahari
This card is designed for loyal Matahari Department Store customers with attractive promotions.
Benefits:
- IDR 60,000 cashback for a minimum monthly spend of IDR 600,000.
- 0% installment for transactions over IDR 1 million via BCA EDC machines.
Requirements & Fees:
- Minimum income: IDR 3 million/month.
- Credit limit: IDR 3 million – IDR 19 million.
- Maximum daily cash withdrawal: IDR 4 million.
- Annual fee: IDR 125,000 (primary card), IDR 100,000 (additional card).
7. BCA Visa Batman – Credit Card for Entertainment Lovers
Enjoy exclusive promotions for movies, restaurants, and entertainment venues.
Benefits:
- Special promotions for cinemas, restaurants, and entertainment spots.
- Credit limit: IDR 14 million/month.
- Maximum daily cash withdrawal: IDR 4 million.
Requirements & Fees:
- Minimum income: IDR 5 million/month.
- Annual fee: IDR 125,000 (primary card), IDR 100,000 (additional card).
8. BCA Visa Black Signature – Seamless International Transactions
A premium card with extra benefits for global transactions.
Benefits:
- BCA Travel Service for hassle-free trips at no additional cost.
- 0% installment for overseas transactions with a 12-month tenure.
- Credit limit: IDR 3 million – IDR 24 million.
- Maximum daily cash withdrawal: IDR 4 million.
Requirements & Fees:
Minimum income: IDR 10 million/month.
Annual fee: IDR 450,000 (primary card), IDR 250,000 (additional card).
9. BCA Singapore Airlines KrisFlyer Visa Signature – Earn Miles with Every Transaction
Perfect for frequent Singapore Airlines travelers.
Benefits:
- Earn KrisFlyer Miles with every transaction, redeemable for flight tickets.
Requirements & Fees:
- Minimum income: IDR 3 million/month.
- Annual fee: IDR 500,000 (primary card), IDR 300,000 (additional card).
10. BCA JCB Black – Exclusive Credit Card for Travelers to Asia
Enjoy more rewarding international transactions.
Benefits:
- Double reward points for retail transactions.
- Competitive exchange rates for transactions in Japan, South Korea, and Singapore.
- 0% installment for up to 12 months on international transactions above IDR 3 million.
Conclusion
BCA offers a variety of credit card options tailored to your needs. Whether you’re looking for cashback benefits, low-interest installment plans, or exclusive travel services, BCA has the right credit card for you.
Similarly, Mandiri Credit Card provides a range of features to enhance your financial flexibility. Choose the one that best suits your lifestyle and financial needs!
